Employment & Income Verifications

Lenders and investors take no chances when it comes to borrowers’ income and ability to repay. In response to the credit and housing crisis that has unfolded over the past few years, the industry has moved quickly towards requiring income verification & employment on every loan originated.

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Key Features


Use Form 4506-T to Verify Borrower Income Quickly and Easily

In today's consumer lending market, lenders and investors are moving quickly towards requiring income verification and IRS tax transcripts for every loan. To meet these increasing demands our solutions have reinvented income verification, building 4506xpress™ from the ground up to be the industry's most accurate and most cost-effective solution by using unique automation technology and focusing on streamlining workflow


In today's consumer lending market, lenders must combat fraud by knowing the identities of each borrower according to requirements by the GSEs as well as other investors and insurers. The only way to quickly ensure that each borrower's Social Security Number matches his or her name is to go directly to the source. SSNxpress™ verifies Social Security Numbers directly with the Social Security Administration (SSA) quickly and easily, helping financial institutions mitigate the risk of identity fraud and ensure that investor and regulatory requirements are met.

Verification of Employment (VOE)

Provides employer certified verification of employment including:

  • Current employment
  • Date of employment
  • Current position