New Vista Solutions flood determinations meet all federal regulations, providing the determination form needed for compliance purposes and containing the flood zone information necessary to determine whether flood insurance is available or required.Get Started
New Vista works with the leading national flood providers who have digital databases that contain the flood zone status of more than 150 million properties within the United States, Puerto Rico and the U.S. Virgin Islands. Using this information, the flood providers return an average of 90 percent of flood zone determinations within seconds. If a determination is not an automatic hit, manual research orders are returned within 24 hours.
Identifies the flood zone, community number, map and panel number, community participation information, insurance availability, map date and entry-date.
This is a basic determination plus map change tracking with follow-up determinations for the life of the loan. If a map change or community status change occurs on the property, we will notify you of any change within sixty (60) days. Finally, life of loan service is fully transferable should the loan be sold or transferred.
Commercial Flood Determination
We provide Life of Loan determinations for commercial properties that include the community name and number, panel-suffix, map date, base flood elevation for the Flood Insurance Rate Maps and community participation status.
Provides the census tract, MSA (Metropolitan Statistical Area), state code and county code when requested.
Life of Loan Compliance
We also provides Life of Loan compliance monitoring of the flood zone status on all loans in a lender’s portfolio. This service ensures compliance with regulatory and lender requirements since special flood hazard areas may change. We also update their database to include loan servicing changes. If a FEMA map change affects insurability, we provide a new determination within 60 days of the change’s effective date.